Southwest Funding
Whether you’re buying your first home, refinancing, selling, or purchasing your next property, we provide the mortgage solutions to guide you every step of the way.
Serving Springfield, Nixa, Ozark, Republic, and surrounding Missouri communities, the team focuses on making the lending and home-buying process simple and efficient—so clients enjoy a smoother experience from application to closing.
We rank among the top 5% of professionals on Experience.com, earning a 4.87-star rating from 80+ verified reviews, while also maintaining a 5-star Google rating. Known for clear communication, integrity, and results, we combine strong local market knowledge with access to a variety of loan programs to help clients move forward with confidence.
Mortgage Pre-Approvals in Days, Not Weeks
Seamless Home Loan Support
Local Expertise You Can Rely On
Mortgage Services
USDA Rural Development Loans
First-Time Homebuyer Loan Programs
Home Loan Refinancing Options
Rate Reduction Refinance Programs
Jumbo Mortgage Loans
Specialty Loan Solutions
Meet your team
When you choose us as your mortgage lending provider, you’re getting more than just one professional — you’re gaining a team dedicated to helping you achieve your homeownership goals.
From mortgage pre-approval to closing, Shay and her support team will guide you every step of the way, offering clear communication, local expertise, and access to the best resources available.
Shay Yates
Christian Schwartz
dave Suggs
jen ogden
Lilly myers
mandi lampe
Helping Springfield, MO Homeowners — Every Step of the Way
Rated 5 Stars on Google
Rated Top 5% on Experience.com
About sOUTHwEST fUNDING
A Better Way to Mortgage
Southwest Funding is a nationally recognized mortgage lender committed to making the home loan process simpler, faster, and more affordable. As a Mortgage Loan Originator with Southwest Funding, NMLS ID #32139, Shay Yates has access to a wide range of competitive loan programs — from conventional loans to FHA, VA, and USDA options — to fit the unique needs of homebuyers in Springfield, Nixa, Ozark, Republic, and surrounding Missouri communities.
By partnering with Southwest Funding, clients benefit from advanced digital tools, responsive support, and transparent loan options that make securing financing for your home straightforward and stress-free.
Mortgage Calculator
Estimate Your Monthly Payment
Quickly estimate your monthly mortgage payment, and adjust the numbers to compare Conventional, FHA, VA, and USDA options and see how rate, term, and down payment affect your budget.
Your Estimated Monthly Payment
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
Mortgage Moments
Your Home Inspection Checklist Plus Things To Watch For
September 28, 2024
Your Step-By-Step Guide To Closing On A House
September 28, 2024
Your FHA Loan Application: 10 Things To Remember
September 28, 2024
"Shay and her team were extremely knowledgeable."
"Shay and her team were extremely knowledgeable."
— Bryanplanck
"Shay and her team were extremely knowledgeable, laid back, conversational, and made us feel at home."
— Bryan P
"I had the pleasure of working with Shay, who led her team during my home-buying process."
— Sarah T
"I had an amazing experience and being a first time home buyer it was great."
— Jeffery B
Start Your Springfield Home Journey Today
Whether you’re buying your first home, refinancing, selling, or purchasing your next property, we provide the mortgage solutions to guide you every step of the way.
Contact us
3745 S Fremont Ave STE B Springfield, MO 65804
(Branch NMLS #2424517)
Contact Us: (417) 849-2430
Hours: M-F 8-5pm
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Springfield Nixa Ozark Republic Willard Marshfield
All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. The USDA Program is for primary residence only and Income and Geographic limits apply. Zero Down VA loans are subject to Veteran’s full eligibility. For licensing information, go to: www.nmlsconsumeraccess.com.
Disclaimers
You are under no obligation to use Southwest Funding as your mortgage lender. You may request reassignment of your loan application or seek financing from any lender of your choice.
Shay Yates, NMLS ID #2172921 – Southwest Funding, Equal Housing Opportunity, NMLS ID #32139