We’re more than loan officers—we’re your neighbors, your advocates, and your biggest fans when it comes to homeownership. With years of combined experience and a passion for helping people win, we’re here to walk you through every step with clarity, confidence, and care.
A Southwest Missouri native, Shay is known for her genuine care, clear communication, and ability to get things done. Whether you’re a first-time buyer or a seasoned investor, Shay brings honesty, strategy, and a heart for helping others into every conversation.
From the day you hear the magic words “under contract” Christian is quickly your main man. He sets up the file, gathers the documents, and sends the file to underwriting. As Shay Loan assistant they are a team that makes the journey to buy a home into a adventure vs a transaction. Heart and care are never lacking.
With a heart for hospitality and a deep understanding of the mortgage process, Jen makes sure every client feels seen, heard, and supported. She’s the “people glue” that makes the magic happen behind the scenes.
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Let’s Talk About Your Home Goals.
Call. Text. Email. Or just say hi—we’re here to help.
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Let’s Build Your Home Plan—Together.
No pressure. No jargon. Just a simple chat about your goals and how we can help.
Choose a time that works for you and let’s talk! We’ll walk through your questions, discuss your next steps, and figure out what’s possible.
Shay Morton Mortgage Team
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© 2025 Lower Holding Company. Lower is a family of companies. Lower® and its DBAs (10th Mortgage; Alderus Mortgage; AMSW Lending; Banner Mortgage; Cabrales Mortgage; Community Lending; Fairfax Mortgage; First Trust Mortgage Company; First World Home Loans; Hamilton Home Mortgage; Heckman Mortgage; Home Team Lending; Homeside; Homeside Financial; Key Mortgage Group; Legendary Mortgage; Lower; Lower Mortgage, LLC; Lower.com; Lower.com, LLC; LOWERDOTCOM, LLC; McCaughan Home Lending; Oxford Home Lending; PowerPRO Mortgage; PowerTPO; Premier Nationwide Lending; Sky Mortgage Group; Thrive Mortgage; True Lending; Universal Lending Home Loans; Yes Mortgage.) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC.
All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. The USDA Program is for primary residence only and Income and Geographic limits apply. Zero Down VA loans are subject to Veteran’s full eligibility. For licensing information, go to: www.nmlsconsumeraccess.com.
Home lending products offered by Lower | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044
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